Archive for June, 2008
Life Insurance Explained
Term life insurance is the least expensive type of life insurance. The premiums go to pay for the insurance and nothing more. The death benefit and the policy limit are the same, to be paid to the beneficiary in a lump sum. Term life insurance is just that. It last for only so many years [...]
What you need to know about health insurance
There are two basic kinds of health insurance. There are indemnity plans and managed care plans, which include health maintenance organizations (HMO), preferred provider organizations (PPO) and point of service plans (POS). With an indemnity plan, you are free to choose your own doctors. Depending on the plan, it either covers your medical bills in [...]
Health Insurance Policies: Individual Policy
Back to the basics:
The Number One thing to remember when shopping for an Individual Healthcare policy is to be a “smart shopper”. The buyers rights and the ways they are protected varies by state.
What Is The Best Life Insurance For Me?
There are three common types of Life Insurance Coverage that insurance companies offer, and understanding a little bit about each of them, will help you decide which one is best for your own personal needs.
